4001 Presidential Pkwy, Suite 1200, Atlanta Georgia, 30340

http://www.znetfinancial.com

For the best Mortgage rates Nationwide contact: 

Pamela Steenhoek

at home: 678-494-2210  office: 770-235-0035 ext. 295

Refinance or Purchase

Rates change daily so call and get an update anytime.  Ask for a Good Faith Estimate and compare!

Tell your out of state family and friends about our rates and guarantees

toll free: 888-999-1093 ext 295

At ZNet Financial, we believe our clients deserve wholesale or below wholesale rates. Although other companies say they offer the lowest rates, we stand behind our rate guarantee and also offer the lowest Guaranteed Closing Costs in the industry.   Our exclusive "Closing Cost Guarantee"TM - We guarantee that our estimate of closing costs will be the exact costs you will see at closing - or we will pay the difference!

      Always ask the lender to quote you the APR rate that day and send you a Good Faith Estimate with that rate on it. Do this even if you are considering a "No Closing Cost Loan" or paying discount points. This is how you compare Apples-to-Apples to find the best rate with the best closing costs. Remember, the Good Faith Estimate means nothing by itself.

     You must require the lender to stamp or write a Guarantee that says that all Closing Costs will be 100% accurate or the lender will pay the difference at closing.

     Always bring the above Guarantee with you to closing so the Attorney will know your agreement with the lender. This will protect you at the closing table if there are any differences in fees.

     Make sure you are comparing Apples-to-Apples when comparing rates by getting quotes on the same day from any other lenders. Interest rates change daily and this will ensure a fair and correct comparison.

Remember, if a lender will not give you a separate written guarantee of cost or will not stamp it guaranteed, then you probably shouldn’t be dealing with them.

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